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Good Monday morning to you!

Sixteen dollars. That was the profit I made from selling my toys and games at a garage sale that my mother had when I was 7 years old.

That collection of cash and coins was what I carried with me to Home Federal Savings and Loan to open my first savings account in 1975. The bank teller even handed me a folded and stapled passport in a plastic sleeve that had the deposit transaction printed on it. A few years went by before I made any additional deposits from my lawn-mowing money, but it was then when I realized what interest was all about. That $16 I deposited had somehow grown. I didn’t understand how, but I liked it.

I became fascinated — maybe obsessed — with the entire process of making deposits and growing my savings. As I started walking beans and detasseling corn, the REAL money began to come in. I felt personal victories with each savings milestone — $100, $200, $300 and so on. When I turned 15, I started working at a Kum & Go gas station and received a regular paycheck, but the savings process was still the same. I walked up to the bank, deposited my check and fixed my eyes on that passport to see how much I earned in interest.

Today I realize how minimal the interest on savings accounts is, but I also am not much of a risk-taker in the markets. So, I still deposit savings with the passion I had as a kid. Admittedly, with auto-deposits, ATM withdrawals and online banking, I don’t get the same satisfaction I had as a child when gazing at the entire history of my deposits and withdrawals on that printed passport in the bank lobby, but that’s OK.

As for that original Home Federal Savings and Loan passport, I still have it stored away in a box in the basement, complete with the now-yellowed plastic sleeve and the memory of my first $16. It seems money is not the only thing I save.

Have a marvelous Monday, and thanks for reading.

Shane Goodman
President and Publisher
Big Green Umbrella Media
515-953-4822, ext. 305


Your Clear Mortgage forecast from Jason Parkin

A rain chance late today with better chances Tuesday. Slimmer chances Wednesday and Thursday. Temperatures stay warm.

For help with preapprovals or refinancing, get in touch with Jason at parkin.mortgage

Things To Do
Monday (runs through Aug. 15)
⇛“Our Voice: Celebrating the Coretta Scott King Awards”
At: The Grinnell College Museum of Art, 1108 Park St., Grinnell
Info: The Coretta Scott King Illustrator Awards annually recognizes outstanding African American artists of children’s books who demonstrate an appreciation of African American culture and universal human values. “Our Voice” is the first retrospective of past winners and honorees. Learn More!
Featured Home For Sale

1811 9th Street
Des Moines, IA 50314

Move-in-ready! This two story home is located in the up and coming Riverbend Neighborhood, just minutes from Downtown, restaurants, schools, shopping and entertainment! The main level offers a half bathroom, kitchen area, spacious living room and dinning area filled with natural light. The upper level offers 4 large bedrooms and a full bathroom. The finished basement is complete with an additional large living room. ...

More Information Here
Traffic / Law & Order

Des Moines Road Closures: 25th Street from University Avenue to Forest Avenue will be closed today. Hubbell Avenue from Claypool Street to Ankeny Avenue will be closed today and tomorrow.

NO FIREWORKS: With Independence Day around the corner, and fireworks stands open for business, the Des Moines Fire and Police Departments want to remind Des Moines residents that the use of recreational fireworks is prohibited within Des Moines City Limits.

A.M. Headlines

FROM KCCI: Authorities retrieve body from Lake Ahquabi

INDIANOLA, Iowa — The Iowa Department of Natural Resources reported a body was found in a lake Sunday morning. DNR officers were called to Lake Ahquabi where a body was spotted near the beach and swimming area.  ... READ MORE FROM KCCI

FROM WHO-TV 13: Police: Hit-and-run driver causes fiery crash in Pleasant Hill

PLEASANT HILL, Iowa — A car burst into flames after a three-car crash in Pleasant Hill Sunday evening, and deputies are now searching for the driver responsible for it. READ MORE FROM WHO-TV

FROM WOI-DT Local 5: Iowa homes sell at a record-breaking pace in May, an average 41 days on market

DES MOINES, Iowa — Jen Burkamper's phones have been ringing off the hook. The year 2020 created a whirlwind housing market, and it hasn't let up for the Iowa Realtor. ... READ MORE FROM WOI-DT Local 5

The Score
PGA Travelers Championship: Harris English won after an eight-hole playoff against Kramer Hickok
Iowa Cubs: The Iowa Cubs (17-28) won the series finale 6-1 over the Omaha Storm Chasers (32-15), Sunday at Principal Park. 
MLB: Twins 8 Indians 2, Pirates 7 Cardinals 2, Mariners 7 White Sox 5, Mariners 3 White Sox 2, Dodgers 7 Cubs 1, Rangers 4 Royals 1  READ MORE...
NBA Playoffs: Bucks 113 Hawks 102. Bucks lead series 2-1.
CITYVIEW's Best Of Des Moines 2021

Nearly 14,000 votes were cast in the 2021 CITYVIEW Best Of Des Moines readers' poll.

Best Local Artist
1. Kelly Kunzler
2. Pat Millin
3. Ben Schuh


Read more

Couple making a unique Airbnb: Dale and Natasha Adams take new approach to building’s use.

By Rachel Harrington

Whether you’re traveling on a bike trip on the trails that pass through Norwalk or seeking a quiet getaway from the busyness of day-to-day living, what better place to take a respite than an Airbnb? That’s what Dale and Natasha Adams think. Originally, they planned to build a large shop for storage. An entrepreneur, Dale Adams runs his business from home.

Both he and Natasha, developed the idea to make the shop more than just storage.

“Since we would have all that space, we’d make a unique place of work on one half and a one-of-a-kind Airbnb on the other side.”
They hired an Amish family to do the construction portion of the work, and Natasha and Dale did all the design and finish work.


Read more

2021 Des Moines Arts Festival in partnership with Greater Des Moines Habitat for Humanity stage a live home build. The completed house frame will be moved to a permanent lot where it will be home for a family of nine. Photo by Paul Houston

Want to see your photo included in the Daily Umbrella? Send your Snapshots to tammy@iowalivingmagazines.com, and maybe it will be chosen!

Digital Editions
Waukee Living magazine is published each month and mailed to every household in the community. The June issue cover story, "Rural Roots," is about residents who made the transition from farm to town life. Look for other features, informational articles and local photos. Each edition, as well as the archives, may be viewed at www.iowalivingmagazines.com.View this week's digital issue here.
Summer Stirs
CITYVIEW's traveling cocktails are back!  The next event is in the Historic East Village, Friday, July 23, 5-9 p.m.

Sample the signature Summer Stir drinks at 7 participating establishments! For only $20 (prepaid online), participants will receive 10 tickets to use to sample drinks at any of the participating venues. Tickets may also be purchased at the event for $30. All of the establishments will be within walking distance.

Details and Tickets
Birthdays and Notables!

Happy Birthday to these celebrities: Elon Musk, John Cusack, Kathy Bates, Mel Brooks, Tichina Arnold, Felicia Day, John Elway

SUBMIT: Want to wish someone a Happy Birthday or a Congratulations on their big day? Email tammy@iowalivingmagazines.com

Poll of the Week

Upon death, what do you wish to be done with your remains?

Traditional burial with casket
Don’t care


Which one would you choose to satisfy your sweet tooth?

Apple pie - 20%
Chocolate chip cookie - 30%
Milkshake - 33%
Brownies - 12%
Cupcake - 5%

Morning Chuckle
How can you go without sleep for seven days and not be tired?
SLEEP 7 NIGHTS! Thanks for sending in answers Judy Anderson, John Zeitler, Zach Greenwood, Lori Bluml
How much does it cost a pirate to get an earring?
Have a guess? Email tammy@iowalivingmagazines.com Answer in the next Daily Umbrella.

P.S. As a free newsletter, we rely on readers like you to grow our subscriber list. If you have a friend or coworker who you think would enjoy waking up to The Daily Umbrella each weekday morning, please share our newsletter sign up page with them! Visit www.thedailyumbrella.com and click on the SUBSCRIBE link on the upper right-hand side!


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8101 Birchwood Court, Suite D
Johnston, Iowa 50131